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As a newly wed couple, you may not always agree on things; however, when it comes to financial survival, the both of you will need to put your heads together and make some decisions with regard to money management.

For this reason, it is always wise for a married couple to seek financial marriage advice. A financial planner can help with matters such as whether or not to get a prenuptial agreement, and what percentage of your income to put into a joint bank account, and some wise investments to start out with.

Other decisions are best made between the two of you. What are your spending habits? Who will balance the checkbook? Who will pay the bills? What investments do you wish to make? What are your financial goals and what is your plan to reach them? Read the rest of this entry »

Are you a credit card junkie? Credit card debt can often be a big, deep, dark secret for someone preparing for marriage. It’s an uncomfortable subject to talk about. Do you bring it up before or after he slips the engagement ring on your finger (or before you slip it onto hers)? Or do you wait until after all the marriage preparations are in place?

If there are large differences in your assets and liabilities, it may not be such a hot idea to get a joint bank account. Furthermore, you may want to sign a prenuptial agreement just to be clear about what came before your marriage, and what came after.

How you plan your wedding budget will largely determine how you approach money management as a married couple, in the long term. Wedding costs, by themselves can run up quite a tab. If you are noticing conflicts in the early stages of your joint money management, then get some financial marriage advice or premarital counseling. Read the rest of this entry »

Great deals can be found when you know how much money you are working with. It really doesn’t matter how small your budget is for the reception because all budgets can be accommodated.

Your reception budget should consist of approximately 30% of your wedding budget or more. Most wedding receptions are so expensive due to the fact of providing meals, decorations, hall rentals etc.

For the purposes of this guide, I will give two different examples of common receptions and an idea for cutting costs on the food and drinks as well as give you the best tips for throwing your reception on a budget. Read the rest of this entry »

Planning on having a wedding or baby shower soon? Getting favors is a nice way of saying thank you to your guests for coming. Here are some tips for saving money when purchasing baby shower or wedding favors.

1) Buy extras off other people - Oftentimes, people get too many favors for their occasion. After all, it is better to be safe than sorry. Once the celebration is over, however, these people may be willing to sell you their leftover favors at a sharp discount. If you don’t know anyone personally, then look in the classifieds in both local and national papers as well as online auction sites like ebay.

2) Buy in bulk and sell the leftovers - Sometimes you will be able to save money by buying in bulk. You can sell the extras to other people. If you know other people that are having weddings or baby showers, then you can combine your orders and benefit from lower costs and possibly bulk purchase incentives like free shipping. Read the rest of this entry »

Most people are aware that significant wedding anniversaries such as 40th and 60th are linked to precious stones, in these cases ruby and diamond; and that the 25th and 50th anniversaries are linked to precious metals: silver and gold .

However, it is less well known that all anniversaries up to and including the 15th, and then every 5th anniversary, have their own particular symbol. So, if you are looking for a present for your spouse to commemorate your wedding anniversary, you can now buy something appropriate. However, if it your sixth anniversary, I doubt whether a bag of sugar or a candy bar will be quite enough! The list below shows the symbol traditionally associated with each anniversary.

ANNIVERSARY

1st - Paper
2nd - Cotton
3rd - Leather
4th - Books
5th - Wood Read the rest of this entry »

What factors should a bride and groom consider when choosing a videographer?

How the couple “clicks” with the videographer, the perceived quality of the work, price and value, experience, and professionalism are all important factors when choosing a videographer.

On the first item, realize that you will be spending lots of time on what is often a rather stressful day with this person. While a personable videographer will help the couple relax and enjoy their day, the exact opposite is also true.

The nicest videographer in the world, however, will not compensate for poor work. Shooting and editing videotape is an art form. Find someone with the right combination of excellent skills and excellent tools. Read the rest of this entry »

(ARA) - With this ring, or maybe that ring, grooms have more choices than ever before.

Once upon a time the plain gold band was the only choice for a man’s wedding ring. While brides-to-be deliberated over filigree, gem stones and other detailing, grooms simply told the jeweler their finger size and went on their way. But times have changed.

Today grooms have a host of options, from intricately detailed to customized creations. Wedding rings come in a variety of styles, metals and finishes to fit the personality of every groom. The trend today is definitely about individual style. Read the rest of this entry »

Q. Is a prenuptial agreement necessary?
A. Legally speaking, marriage splits your combined assets and liabilities right down the middle. Everything gets shared. Therefore, a prenuptial agreement is sometimes very necessary, particularly when a married man or woman has assets or liabilities that will greatly exceed that of his or her spouse. To make a decision that is right for the both of you, consult with a financial planner who is familiar with the marriage laws in your state.

Q. What about opening a joint bank account?
A. Since all your money will in essence be merged together, opening a joint bank account can make paying bills much simpler. This is particularly true of bills for things that you own and share as a married couple, such as a house or insurance. However, it is also a good idea to budget some spending money to put into your own personal accounts. Read the rest of this entry »

Did you hear the one about the groom that got so drunk the night before his wedding he passed out during the nuptials?

What about the bride who deliberately chose ugly, clingy sheath dresses for her overweight bridesmaids just so she could look like a supermodel in comparison?

We’ve all heard wedding horror stories — true tales of etiquette faux pas and heinous manners. But a classy, considerate bride does not indulge her ego, overlook her bridesmaids’ feelings or point out the poor taste of others, according to Gail Dunson, coauthor of “Bridezilla: True Tales From Etiquette Hell” and a certified protocol and etiquette consultant. Read the rest of this entry »

It is the maid of honor’s duty to organize the bridal shower and to ensure that the party is everything the bride expected. The best way to ensure that everyone will have fun is to create a theme around the bridal shower in which everyone can participate in. The following is a list of fun and exciting themes for bridal showers. Choose the one that suits the bride the best:

1. Lingerie Bridal Shower - The lingerie theme has become more and more popular in recent years. This type of shower is typically for a younger bride who will be comfortable with the risqué nature of a lingerie bridal shower. Each guest, in lieu of bringing a traditional wedding shower gift, will bring a piece of lingerie for the bride. The groom will reap the benefits of a lingerie shower as well. Chances are the gifts will be put to great use on the honeymoon.

2. Gourmet Bridal Shower - A gourmet bridal shower is perfect for brides who love to cook and sample different kinds of food. Instead of serving traditional snacks like cheese and crackers, ask each guest to bring a gourmet-related dish. Sending out invitations in the shape of foods or hand deliver invitations in an apron to add a little extra pizzazz to your shower. Read the rest of this entry »